Insurance Program Highlights

Radon mitigation services that offer system testing, design, repair, and installation are eligible for this specialty insurance program:

  • Demonstrated and qualified industry experience
  • Industry recognized training, designations, or certifications 
  • Compliance with all environmental regulations
  • Environmental records maintained according to local, state, and federal regulations
  • Acceptable radius of operations

Our specialty insurance program offers radon mitigation contractors the following:

  • General Liability (occurrence basis)
  • Professional Liability (Errors & Omissions) up to $1,000,000
  • Pollution coverage for bodily injury/property damage including clean-up costs is available ($100,000 to $1,000,000)
  • Products/Completed Operations
  • Property Entrusted
  • Employment Practices Liability
  • Property
  • Crime
  • Inland Marine
  • Auto
  • Umbrella
  • Bonds

Liability Coverage may include:

  • Limits up to $1 million per occurrence/$3 million aggregate
  • Professional Liability
  • Premises and Completed Operations
  • Employees as Additional Insureds
  • Employment Practices Liability (claims-made coverage)
  • Fire Legal Liability – $100,000 (higher limits available)
  • Medical Expenses – $5,000
  • Personal and Advertising Injury
  • Newly acquired organization – 90 days
  • Employee benefits (claims-made coverage)
  • Property Entrustment – $100,000 or $250,000 ($1,000 deductible)

Other Insurance Options and Coverage may include:

  • Umbrella – limits up to $10,000,000
  • Electronic media and business interruption coverage
  • Crime – Employee Dishonesty
  • Mobile Equipment
  • Equipment and Tool Floaters
  • Auto

Bonds:

  • License and permit bonds
  • Business service bonds
  • ERISA bonds

Property Coverage may include:

  • Building Coverage
  • Contents Coverage
  • Business Income (with extra expense and 0 hour waiting)
  • Equipment Breakdown on Building and Contents
  • Mine Subsidence (available fro specific counties in IL and IN)
  • Earthquake
  • Utility Service – direct damage
  • Utility Service – time element

Note: All coverages may not be available in all states.